The free manual budget tracker for people who hate budget apps

No bank connections. No ads. No clutter. Just a simple way to track income and expenses — by hand, like it should be.

July

Income
$3500.00
Expenses
$2375.65
Remaining
$1124.35
Avg. spend / day
$76.63
80%
Savings goal
$1124 / $1400

Income

Add
Jul 1
$3500.00 Salary

Expenses

Add
Jul 1
$65.30 Pets

Stay on top
of your money

A
April +$210.15 (84% of savings goal)
M
March -$78.45
F
February +$1250.60 (100% of savings goal)
J
January +$320.90

Focus on what matters

Insight visualizations

Quickly understand where your money goes with easy-to-read charts and percentages.

Read more

Expenses

$150.75 Groceries
$45.00 Transport
$65.30 Pets
$59.90 Internet

Simple by design

Custom categories

Organize your spending your way with custom category creation.

Why manual tracking?

Automated budgeting tools are often bloated, inaccurate, or too "smart" for their own good. MoneyPeas keeps you mindful by putting you in control. No confusing dashboards or surprise syncing issues. Just type in what you spend, and see exactly where your money’s going.

More clarity.
Fewer headaches.

Income
$4500.00
Expenses
$2375.65
Remaining
$2124.35
Avg. spend / day
$76.63

Just the essentials

Monthly dashboard

See your income, expenses, average spend per day, and remaining balance at a glance.

Read more
Moneypeas artwork

Made for people

Free and never a subscription

Tracking your money costs nothing. There's a one-time upgrade if you want more, but no recurring charge, ever.

Read more

What people are saying

I've tried several budget apps, but this one stands out! The interface is clean and user-friendly, making it easy to log income and expenses quickly.

N Zhu

I love the detailed categories for tracking where my money goes, whether it's groceries, bills, or entertainment, everything is clearly organized.

L Freeman

This app is exactly what I needed to stay on top of my financial goals. The daily tracking feature helps me see exactly where my money is going.

S Hunter

Frequently Asked Questions

Do I need to connect my bank account?

Nope. MoneyPeas is fully manual, you enter your income and expenses by hand. It's simpler, safer, and more mindful.

Is MoneyPeas really free?

Yes. Tracking your money is free and stays free: unlimited income and expense entries, custom categories, your monthly dashboard, history and savings goals. No ads, and no card required to sign up. There's an optional one-time upgrade if you want extras like budget limits and fixed expenses, but you never have to buy it.

Does it work on mobile?

Yes! MoneyPeas is a web app that works great on your phone. You can even add it to your home screen — no app store required.

Is my data secure?

Yes. Your data is stored securely, and you can enable two-factor authentication (2FA) for extra protection. We don't sell or share your information.

Why not just use a spreadsheet?

Spreadsheets are great if you know how to use them. MoneyPeas gives you the same manual control, but with a faster, cleaner interface you can use on any device.

What's in Pro?

Pro adds budget limits, fixed expenses, advanced analytics and CSV export. It's for people who want to plan ahead rather than just record what they've spent.

Is Pro a subscription?

No. Pro is a single payment of €29.99 and it's yours permanently. MoneyPeas has never had a subscription and isn't going to have one.

Can I get my data out?

Your entries are yours. Pro includes CSV export, and if you're on the free plan and want your data, email us and we'll send it to you.

No bank connections. No subscriptions. Just clarity.

A simple way to track your income and expenses so you always know where your money's going.

Moneypeas artwork